Over the past few years gold has shown a steady increase in value. More and more people are investing in it everyday. By learning how to buy gold the safe way you will feel more confident with your investment. You will learn a few ways to safely get the gold you want and a few ways to buy gold – do it the safe way.

PUT FINANCIAL INFO IN WRITING. Write down the name of your bank, your account number(s), and the number of your Safe deposit box for sale if you have one. Give this list to someone you trust.

It is hard to stop spending money. We are so indoctrinated into believing that we can just buy now and pay later. What we aren’t told over and over again is that when we pay later, we pay big time.

If the decedent’s house is not empty, it no longer qualifies for a homeowner policy. Call the insurance agent and have the policy changed to a Dwelling Fire policy. This is crucial, since the insurance company could deny coverage on a vacant home under a homeowner policy. Also place the policy in the name of the estate.

One solution (well a SORT of solution) is to keep multiple safe deposit boxes at multiple banks in multiple towns. You don’t want to keep multiple boxes at the same bank, because if a fire hits, all the boxes will get destroyed equally.

OEmergency Contact Card – On a business card size piece of paper, type the names and numbers of two different people you would like to be contacted in the event of an emergency. Have it laminated and keep it behind your Driver’s License or ID. If you were to be in an accident, the police and hospital would know who to call.

Talk to a qualified, experienced divorce lawyer. An experienced divorce lawyer I know is fond of telling his clients that you do not need a lawyer to get a divorce, but you need them for the consequences of your divorce. He is right. You can likely get a divorce by finding some forms on the Internet or hiring a lawyer that advertises for cheap uncontested divorces. If you have no children, a marriage of only a year or two in duration, no assets or debts have been accumulated during the marriage, and you and your spouse agree on everything, then you probably do not need a divorce specialist. Otherwise, you would be well served to talk to someone who does specialize in divorce and family law.